Make a Top Ten List on how to budget your allowance

Make a Top Ten List on how to budget your allowance   Here are some tips on how to budget :   1. Buy what you need not what you want. Most people you see in the mall are the rich ones. Those are the people who can buy everything that they need, but if you're on a budget like me, it's better if every time you go to the mall you have limited money in your pocket so that  if in case you're tempted to buy something, you have no choice but to save because you don't have any cash available.   2. Apply the law of supply and demand. With the salary i received every pay, I can say that it's very insufficient with my cost of living because i do have a lot of responsibilities. Like the tuition fee and allowance o my two high school siblings in the province, apartment rental fees, electricity, credit card, everyday fare and food. With all those things to think each month, wherein the supply is lesser than the demand. I don't have any choice than to save money.   3. Cook at home instead of eating out. Before going anywhere, make sure you're full. This will prevent any cravings for food. And just a tip, always have sweets in your bag and guaranteed that it'll ease your craving to eat.   4. If the destination is near, exercise by walking. This is a very good way to keep you fit and healthy. But make sure not at night especially if you're a girl, it'll be very dangerous for you.   5. Invest on DVDs instead of going to a movie house. It's your choice if you'd like it original or fake :). It's still better and much affordable than taking someone in the movie house. This way, you may share it with your family and friends. It's what I'm doing I'm investing on DVDs so when I'm old, like 60's, I'll be able to enjoy my late years.   6. Eat healthy yet affordable foods. Of course it's one of the best way to save money because if you're healthy you wouldn't worry on being sick. Prevention is still better and more affordable than cure.   7. Write the things you need before going to a grocery. This will keep you away from buying undesirable things. Because let's face it, most of us love eating. So tendency is that you'll buy unnecessary and undesirable foods while walking around the grocery.   8. Make your baon instead of having a lunch out This applies to everyone morning or night shift. It's healthier and cheaper.   9. Make a list of your expenses so you may allot a certain amount for your everyday needs. Everyday needs like fare going to work and going back home. Good thing I'm not smoking and that's a way to save money.   10. If possible save for emergency. I know it's very hard to save money nowadays because of the increasing rate of a lot of things. But as much as possible try saving like at least P20 each day... at the end of the month it can still mean a lot.

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